KiPay

B2C Transfers

Send money from your business wallet to customer M-Pesa wallets.

Overview

B2C (Business-to-Customer) payouts are used for refunds, salary payments, commissions, or any disbursement to an individual's M-Pesa account.

Create Payout

Use the /payouts endpoint with type b2c.

POST /v1/payouts
{
  "type": "b2c",
  "recipient_phone": "254712345678",
  "amount": 500,
  "reference": "REF-001"
}